However, your FICO Score also calculates our industry-specific score. Your financial history, including your credit usage and recent inquiries, is gathered to generate your credit score.īoth VantageScore and FICO provide your base score or their prediction of your ability to make debt payments based on your past tendencies. ![]() They both use the 300 to 850 score range and analyze much of the same information. ![]() The most common types of credit scores are VantageScore and FICO Score. The majority of credit scores lie between 600 and 750. Conversely, a score below 630 is considered poor. ![]() In short, a good credit score of 700 or more is perceived as good while above 800 is outstanding.
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